About Simple Money Tools

Simple Money Tools was created to help people in the UK understand, organise, and take control of their money — without complexity, noise, or financial jargon.

Most budgeting advice online is either overwhelming, overly technical, or built to sell expensive courses. We believe a quieter approach works better: simple systems, clear numbers, and tools you can actually use.

What This Site Is

• ✔ Practical money tools you can use immediately
• ✔ Simple spreadsheets designed for real households
• ✔ Clear guidance based on realistic UK costs
• ✔ No tracking, no spam, no unnecessary data collection

What This Site Is Not

• ✖ Not financial advice
• ✖ Not a coaching programme
• ✖ Not a content site chasing clicks or followers

Why Simplicity Matters

Money stress usually comes from uncertainty — not knowing where money goes, what bills are due, or how much is left at the end of the month.

This site focuses on clarity. If you can see your numbers clearly, better decisions follow naturally.

Privacy & Transparency

This site does not require accounts, does not track behaviour, and does not collect personal financial information.

Tools are designed to be used privately and offline if you prefer, with downloads delivered through trusted platforms.

Getting Started

If you’re new here, the best place to start is the free budget and bills tracker. It gives you a simple monthly overview and helps you understand your real numbers in minutes.

For those who want deeper tracking and automation, a paid version is available with additional features and flexibility.

The goal is not perfection — just progress.